Wells Fargo is one of the largest banks of the US. It has approximately 5,200 branches across the US with 13,000 ATMs. The bank offers wide range of services for regular customers. It has checking accounts, credit cards, loans, mortgages. You can use its services through Wells Fargo Mobile App and website.
How to transfer money Wells Fargo?
If you have an Everyday checking account at Wells Fargo then you may need to move money. There are number of ways to add money to bank account. I know at least 6 ways to add money to Wells Fargo checking account.
One of the ways to transfer money from Wells Fargo and back is ACH transfer. To perform the transfer you have to link external account to Wells Fargo first. Then you can make the actual transfer of money Wells Fargo.
Another way to load money to checking account is using Wells Fargo mobile check deposit. All you have to do is install Wells Fargo mobile app on your phone. Then you can tap on Deposit and take two pictures of your paper check. Within a coupe of business days money should be available to use.
Does Wells Fargo have ATMs?
Yes, Wells Fargo has 13,000 ATMs across the US. However, in some states there are a lot of Wells Fargo ATMs while in others there are none. For example, Michigan, Indiana, Massachusetts, Oklahoma, Louisiana, Kentucky, Missouri, New Hampshire, Vermont, Maine, West Virginia, Ohio and Hawaii don’t have. While other states like California, Texas, Florida, Georgia, Arizona, New Mexico, and some others have ATMs and branches.
Using Wells Fargo Platinum debit card you can deposit not only cash but paper checks too. You can also withdraw money from Wells Fargo ATM up to certain limits.
Watch how to deposit cash
Is there any limit on how much cash can you deposit? Usually banks don’t have specific limit on how much cash you can deposit, but usually there is a limit of 60 bills per deposit.
However, in my opinion it is easier to deposit checks using Mobile Check Deposit feature. You can do it right from your home. Just snap two pictures of the check.
Does it have Zelle?
Zelle is a widespread peer-2-peer payment system. It allows customers in the US send money to each other using only phone number or email. They don’t have to have same bank. Wells Fargo was one of the Zelle’s founding banks so no surprise it was one of the first to integrate it. Zelle and Wells Fargo have certain limits that you should be ware of.
Watch how to send money using Zelle from Wells Fargo
Wells Fargo Credit Cards
Beside checking accounts, Wells Fargo has number of credit cards. For example, Active Cash card offers a flat 2% cashback. The credit card offers $200 signup bonus after you spend $1,000 within 3 months of account opening. Other benefits include cell phone protection up to $600 against damage or theft. There is a reasonable $25 deductible.
Other cards include Wells Fargo Autograph with 30,000 points when you spend $1,500 within 3 months of account opening. Wells Fargo Reflect offers only 0% intro APR for 18 months.
Wells Fargo is well known for its bad customer service. Despite many scandals in the past, people still use its checking accounts and credit cards.