What is Go2Bank?

What is Go2Bank?

GO2Bank is a product of Green Dot corporation that was founded in 1999 in California. Company served more than 30 Million customers over the years. The Go2Bank debit card has all benefits of a regular Green Dot Prepaid card. For example, you can receive your salary up to two days early and deposit cash at number of retail stores.

How can I get the debit card?

Go2Bank Debit Card

You can buy the card at retail locations for few bucks or order it online. Retail stores like CVS Pharmacy, Walmart and many others sell temporary cards that you can load with cash right at the register.

GO2Bank Retail Debit Card
Purchase GoBank card in a retail store

You can access Go2Bank account online on their website and through Go2Bank mobile app.

Go2Bank mobile app
Go2Bank Mobile App

There are multiple ways to add money to Go2Bank. For example, you can deposit paper checks using mobile app. It allows you to use mobile check deposit. The feature is also known as remote deposit. Go2Bank has a debit card that you can use to add money.

Most of customers use it to deposit cash at over 90,000 retail stores like Walmart, Walgreens and others. There is a limit on deposit is $500. The deposit cost fee up to $5.

Using the card you can withdraw cash at an ATM. There are certain limits on how much can you withdraw from Go2Bank account. There are thousands of fee-free ATMs nation wide.

If you lost your GO2Bank debit card you can try the following ways to withdraw money from GO2Bank without card.

Go2Bank as many other online-only banks gives you access to your money up to 2 days earlier than in conventional banks like Chase and Wells Fargo. In practice money are available only a day earlier that majority of banks.

Free overdrafts up to $200 are also available if you receive your paycheck as a direct deposit. Be aware of monthly fee of $5 that is waived if you have a regular direct deposit.

Savings account of Go2Bank pays 1% APY. APY stands for Annual Percentage Yield. Bank pays interest quarterly, which is very uncommon. Balance of the savings account cannot exceed $5,000. This makes Go2Bank savings account pretty much useless if you compare it with savings accounts of other banks. Netspend, for example, pays 5% interest on up to $5,000. That is a 5 times more!

Does Go2Bank have secured credit card?

Additionally Go2Bank has a secured credit card that helps you to build or repair your credit score. When you keep all your banking under the same app makes it easy to manage.

You can get a $50 signup bonus if you use my referral link to open Go2Bank account.