Chase Bank is one of the largest banks in the US. It offers wide range of services from checking and savings accounts to credit cards and loans.
Chase checking account
Checking account at Chase bank has its pros and cons. On one hand it gives benefits of using services like Chase Mobile app, where you can cash checks, make Zelle transfers, track your credit score etc. On the other hand, there is a monthly maintenance fee. You can avoid it by keeping high balance or setting up Chase Direct Deposit. Time to receive money is on the next business day of your salary day. Some other banks allow you to start using cash a day before direct deposit.
You can get $200 signup bonus if you use my referral link to open Chase Checking account.
Accounts for kids
You can open checking account for for your child if he is old enough. How old do you have to be to get a debit card at Chase? You should keep in mind, that Chase is not the only bank that has kiddie checking accounts. For example, Capital One has teen checking accounts as well.
Chase’s ATMs
Chase Bank has approximately 17,000 ATMs in the US. If you have a checking account at Chase bank with a debit card, you can use these ATMs to withdraw cash up to a certain limit. These ATMs often allow you to deposit cash and paper checks.
On the other hand, if you received a paper check you can cash it using mobile check deposit. Here is how mobile check deposit works. Using your phone with banks mobile app can save you some time on visiting banks branch or ATM. Chase mobile deposit limit is $7,500, so if you want to deposit large checks it maybe a good idea to use some other bank.
Does Chase have Zelle?
Chase is one of the founding banks of Zelle. Zelle is an electronic payment system that uses phone number or email to address users. It allows customers to send money without need to know each other’s bank.
What are Chase credit cards?
Credit cards offered by Chase are often considered as very valuable. For example, Chase Freedom Unlimited and Chase Freedom Flex offer $200 signup bonus, generous cashback, and other benefits. Therefore many people want to be approved. The bank also offers branded credit cards like Starbucks Credit Card with perks that are specific to the brand.
Additionally Chase has no secured credit cards, so if you have Chase credit card, it a sign of good credit score. To have an idea of where your credit score stands at, you can use Chase Credit Journey which is a very accurate tool that helps to track your credit score.