Getting Disney Plus for free with American Express is a great perk. In my opinion, Disney Plus has a much better collection for kids than any other platform. If you plan to apply for an American Express credit card you may want to choose the one with Disney+ credit. It can greatly offset the annual fee. That is why users want to know if Amex offers a subscription as a benefit. Two American Express credit cards offer Digital Entertainment Credit which you can get after you pay for Disney+ using your credit card. It comes as a statement credit.

American Express Platinum frees the Disney Plus

The Platinum card gives $20 per month or $240 Digital Entertainment Credit. Essentially American Express makes Disney+ free. It covers up to $20 of Disney+ purchases made directly through www.disneyplus.com

It also covers Audible, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times when you pay directly at one of the providers. It means there is no need to use some special promo code etc.

The benefit partially offsets the $695 annual fee, but you have to use other benefits to make paying the fee worth it.

American Express Blue Cash Preferred

American Express Blue Cash Preferred card doesn’t make Disney Plus free but gives a good discount. Unfortunately it is not as generous as Amex Platinum. It covers Disney Bundle $7 per month when you spend $12.99. In total the benefit is worth $84 annually. It makes it in the same way as Platinum. The benefit comes as a statement credit and reduces the balance.

American Express Blue Cash Preferred has an annual fee $95. But it often has into fee for the first year is $0. Anyway if you use Disney Bundle your effective annual fee is $11. Because $95 – $84 = is $11. With a little cashback the card is worth it.

Bottom line

Disney Plus is free with American Express Platinum, but with Blue Cash Preferred it has a good $7 discount.