To electronically transfer funds from a PNC bank checking account to a Bank of America checking account, there are three main methods.

Wire transfer

The first method is to wire money from PNC Bank. The widely used process known as a “wire transfer” enables regular people like you and me to transfer money swiftly between bank accounts. This feature is accessible on the websites of large banks like Bank of America, Wells Fargo, and Chase.

PNC Bank is not as usable as other banks. Unfortunately, using the PNC website or PNC mobile app to send a wire transfer is not possible. You must call PNC Bank customer service and request the transfer in order to wire money from your PNC Virtual Wallet. You will need the recipient’s Bank of America account number and routing number. These numbers can be found in your online account on the Bank of America website. This transfer cannot be canceled, so double-check all the numbers. You’ll have to pay $30 for the transfer.

Zelle Transfer

Zelle transfer is a second option. You need the recipient’s phone number or email in order to make this transfer. You can send money to yourself if you use your own, unaffiliated email address or phone number for this. The recipient must sign up for Zelle using a different email in order to receive transfers to a Bank of America account. There is a cap on the total amount that can be transferred, but the transfer is free. Typically, the cap is less than $2,000 per month.

ACH Transfer

An ACH transfer is the third option. You must be the owner of both a PNC Bank and a Bank of America account. Linking your PNC Bank account to your Bank of America checking account is required before you can complete the transfer. You must locate your Bank of America account number and routing number in order to complete this. It is accessible through the Bank of America website or mobile app. It typically takes a few business days for the transfer to clear.

That is how you can transfer money from PNC Bank Checking account to Bank of America checking account.