Before you transfer money link external checking account to your Wells Fargo account. After external account is linked you can transfer money from external bank account to your Wells Fargo account or from your Wells Fargo account to an external bank account.

Click on “Transfer & Pay” in the top menu and hover over “Transfer Money”

On “Transfer Money” screen your have to click on “Add account” that is placed right after “Non-Wells Fargo accounts”

On “Add Non-Wells Fargo Account” screen you have to select “Account type” and how you are going to use the external account. Select “Transfers and payments”. Then scroll down.

After you scrolled down you have to enter “Account number” and “Routing Number” of your external checking account. These numbers can be found on your paper check if you received a check book. Otherwise you can find these number on banks website or in its mobile app. Then click “Continue”.

After you clicked “Continue” Wells Fargo suggests to verify all the details of the account you want to link.

Then you have to scroll down and verify account number and routing number of your external bank account. Then click “Add Account”

After you click “Add Account” you have to wait for two trial deposits to confirm that you own the external account.

Once you receive the trial transactions in your other bank account you have to click on “Confirm the amounts”.

After you enter the numbers, you can click on “Submit”. Once the external checking account is verified, you can transfer money to your Wells Fargo account and out of your account.

Unfortunately Wells Fargo hasn’t integrated service like Plaid to instantly link external accounts.