Instant approval for a Capital One Credit Card is a very nice experience. However, often people find that they have to provide some additional information like proof of income and other documents. Even if you have an excellent credit score, you may not be approved instantly. Why?

There are few ways to increase odds of approval for a Capital One Credit Card many times.

Open a Capital One 360 account

First way to increase your approval odds and simplify the process is to open a Capital One 360 account and receive a couple direct deposits with your salary. In this case Capital One can see that you really earn money and can pay off the credit card balance in full every month. The checking account at Capital One 360 has number of benefits that are valuable by themselves.

Enroll in Capital One CreditWise

Second way is to enroll in Capital 1 CreditWise. It is a free service that you can use to track your credit score. Additionally Capital One can access to this information too. Therefore you’ll see more credit card offers for Capital One credit cards. You can check how accurate Capital One Creditwise in my special post.

Prequalify for a Capital One credit card

Third way is to prequalify for a Capital One credit card on their website. Did you know that for certain credit cards your can request pre-approval? Just fill the form on Capital One website and without hard inquiry you can find which card you have high chances. This prequalification increases approval odds for Capital One card.

These are ways that can help Capital One to approve you for its credit cards. However, keep in mind, that approval is never guaranteed and bank can reject your application for many reasons. For example, if your credit score change you may not meet criteria any more.