Routing number is a unique 9-digit identifier of your bank. It helps banks to route transfers and deposits to your bank account. The Internet is full of articles that suggest taking a look at your paper check.

I don’t have the goddamn checkbook!

You can order the checkbook and pay a fee. Then wait a week or two till it arrive in mail. Or pay an extra to get it overnight. All this just to take a look on the bottom left corner and find the routing number? What a waste of time and money! There must be a better way!

Many banks don’t offer a checkbook at all

Online only and mobile only banks don’t offer a checkbook at all. They are cutting their costs at every corner. Given the fact that checkbooks are rarely used by the majority of customers. There are easier ways to find your bank’s routing number.

Read how to find routing number and account number for PNC Bank account.

Bank’s Mobile App

The first place to look for a routing number should be the mobile app of your bank. Most commonly the number can be found in the direct deposit section or in your profile. Here are a few examples.

Here is how you can find routing number and account number for

Bank’s Website

Online only banks can show you the routing number after you logged in on their website. It is often placed in the “setup direct deposit” section. When you are looking for banks account number, you can always find its routing number. Here is an example from Ally bank.

Bank’s statement

If you are really from old school and prefer having hard copies, you can still find the bank’s routing number in statement.

Just don’t Google it

It may be tempting to try to find the routing number by just googling it. However, it is a bad idea because big banks have separate numbers for each state. It means that the routing number of Bank Of America’s customers who live in California is different from those who live in New York.

Mobile only banks often use backing banks that hold funds, so your Cash App account may have a routing number of Sutton bank and Netspend often uses Metabank.

Bottom line

You can find the routing number and account of your bank using its mobile app. If mobile app is not an option you can find it on banks website. You don’t need the paper check to find the routing number!