When you get your new shiny GO2Bank Card you may wonder how to add money to your account. As a mobile-only bank Go2Bank doesn’t allow you to deposit money at an ATM or in a bank branch. That feature is available to customers of big banks only. For example, Chase, Bank of America, Wells Fargo. But there are 5 other ways to add money to your GO2Bank card.

Direct Deposit

The first way to add money to the Go2Bank debit card is to set up Direct Deposit from your employer. All you have to do is find the account number and routing number of your Go2Bank card. Then ask your employer to use these numbers for your direct deposit. Most often you have to file a form and the HR department handles the rest.

You may be able to set up direct deposit by yourself on your employer’s payroll provider website. The process always requires you to enter your account number, routing number, and what portion of your paycheck you want to deposited. It can be a fixed amount or some percent of your earnings.

If you are referred to Go2Bank by your friend and want to receive the signup bonus, your direct deposit should be at least $200.

Cash a paper check

If you receive a paper check in your name, you can cash it using Go2Bank mobile app. The feature is called mobile check deposit. You should take two pictures of the check from the Go2Bank mobile app. Take pictures on a dark contrasting background with good light.

Go2Bank partners with the Ingo Money service which allows you to scan the check and deposit it within 10 days. Go2Bank and Ingo Money are not charging a fee for mobile check cashing which is a very nice thing.

Deposit Cash at a Retail Location

The third way to add money to Go2Bank account is to deposit cash at a retail location at the Register. The cashier can scan the barcode and accept the cash.

The daily limit on deposits is $3,000. It is 3 times more than the majority mobile-only banks. For example, Chime limit is $1,000 per day. The limit per deposit in a retail location is $500.

You can make the deposit at retail stores like Walgreens, CVS Pharmacy, 7-Eleven, and Safeway. Go2Bank offers two ways to deposit cash.

• Swipe the card at the register. In this case you will need the actual debit card.
• Generate a special barcode and let the cashier scan it.

Then give the cash to the cashier. Money should be available within a few minutes. Regardless of the way you deposit cash, the deposit cost $5.

Transfer money from Bank Account

The fourth way to add money to Go2Bank is to transfer money from an external bank account. All you have to do is link the external bank account using a special service called Plaid. It requires you to pass authorization through your external banks form. Majority of these banks allow this, but there is one known exception. Cash App doesn’t allow you to connect using Plaid.

After you linked the external bank you can transfer money. Usually, transfers take up to 3 business days.

Transfer money from a Debit Card

Fifth way is to transfer money from a debit card. The transfer happens almost instantly but Go2Bank takes 3% commission and the minimum is $2. It is a ripoff!

These are my 5 ways to add money to Go2Bank card.