US Bank is one of Zelle’s founding banks. In 2017, US Bank, along with other large banks such as Chase, Wells Fargo, and Bank of America, decided to create a universal payment processing system that allows customers to send money to one another via email or phone number called Zelle. The transfer is completely free of charge.

How to use Zelle?

All you have to do to start using this payment system is enroll using your phone number or email. Then other users will be able to send money from their banks. You don’t have to tell which bank you have, the only needed information is your phone or email that identify you in Zelle

How to set up Zelle?

Zelle is best used on the mobile app. When you try to make a transfer and you haven’t enrolled yet, bank asks you to set it up. The process is pretty simple and intuitive. You select the phone or email, send the security code and finish the setup.

How to send money with Zelle US Bank?

Sending money with Zelle is pretty easy.

How to accept Zelle payment?

If you are already enrolled in Zelle with US Bank, then there is no need to do anything. On the other hand, if you enroll Zelle with another bank, money will go to the other bank. Third option, if you haven’t enrolled, you’ll receive notification and have to enroll.

What are Zelle limits of US Bank?

US Bank has certain limits on Zelle transfers. You can send between $1,500 and up to $2,500 per day. Monthly limit is from $5,000 up to $10,000 and there are no incoming limits. Other people’s banks have sending limits.

How to cancel Zelle Payment?

If you send money and later change your mind, there are two options. If a person is enrolled in Zelle, then the money is gone. On the other hand, if a person is not enrolled, then payment will be in pending state till the person enrolls. During this time frame you can cancel the transaction.