Why would anyone need a fake bank statement? When you rent an apartment or apply for a loan you have to prove your income. The same happen when you apply for mortgage. Bank always want to see your bank’s statements for the last 60 days. Mortgage officers want to know that money is seasoned.

One of the ways to prove that you regularly receive money is to show your bank statement. If your balance sheet is not great you may want to edit it and provide a fake bank statement. What can possibly go wrong?

Technically it is easy to edit the statement. You can make a replica of original statement in any rich text editor. Adobe Photoshop can make you look like a millionaire overnight! Check these screenshots of bank account balance. But you should never even try doing this. Because Photoshop will also make you a REAL criminal overnight.

Providing a fake bank statement is a very bad crime that can cost you an arm and leg. Document forging can result not only in rejecting your application, but also put you behind bars. Keep in mind that making a fake bank statement is not a petty crime. Faking bank documents is a felony that stays with you for many years and pops up every time you try to pass a background check.

Students that successfully cheated in school and in college think that cheating must be working with banks too. After all, if it worked on the final exams, it could work in other spheres of life. Right? Little do they know that forging bank documents is a felony. And felons always regret making false documents. You can make a fake statement only once and there is no second chance.

When you apply for a high paying job and claim skills that you don’t actually have it can result in disappointed interviewers. But when you pass the technical part of the interview and fail a background check this must be a blow.

Fake statements in the past can be a reason for big banks to deny you opening bank accounts. This happens because people who make fake bank statements are not trustworthy. As a punishment you get a record in ChexSystems. That is much better than going to jail, but still a bad experience.

The bottom line is that fake bank statements can cost you thousands of dollars in long run. Because a clean background opens numerous opportunities. For example, really dedicated bank churners can earn more than $1,000 in the form of signup bonuses for checking accounts and credit cards in just one year.