DoorDash is a leader in US food delivery services. In May 2021 service had a 57% market share. The position is way ahead of it competitors GrubHub and UberEats. DoorDash also claims to have 25 million active monthly users. Some users like to pay using credit cards while others prefer to pay with cash on DoorDash. There are various reasons to pay with cash on DoorDash. Some customers don’t have a credit card while others are afraid their card numbers can be stolen. This is why paying with cash is in demand.

DoorDash claims that you can pay with cash. But in reality, depends on many conditions. First is whether the merchant accepts cash orders.

The second condition is whether the driver takes cash orders. The driver has to Opt-in to start receiving orders that pay cash. On one hand, the driver can get cash without waiting for a direct deposit at the end of the week because cash orders will be deducted from his check.

These conditions mean you have to be lucky to be able to pay with cash on DoorDash. Is there anything you can do?

DoorDash gift card

There is a workaround that allows anyone to order on DoorDash without a credit or debit card. You can buy a DoorDash gift card and pay with cash in one of the nearby retail stores like CVS Pharmacy, Walmart, Walgreens, and others. I see these gift cards in almost all stores.

Then you can use a DoorDash gift card as a payment method at checkout. This way you don’t have to handle change. I think this way is much easier and more convenient than handling cold cash.

Visa gift card

Another workaround is to use cash to buy a Visa gift card. You can then use the gift card on any food delivery app like GrubHub or UberEats, but not necessarily on DoorDash.

The bottom line is that there are ways to use cash to pay for DoorDash.

As with any major bank, there are many ways to transfer money from Bank of America to another bank. All of them have their benefits. If you want to transfer a small amount of money quickly, that is one case. But if you want to transfer a large amount of money, then use another way. If your recipient doesn’t want to share the account number then you can use a third way.

Wire transfer money from Bank of America

If you want to quickly move a large amount of money from Bank of America to another bank account then a wire transfer is a good choice. An external bank account can be yours or someone else’s. Wire transfers are frequently used to send a down payment when you purchase a house. It usually takes one business day and often requires some extra security verification.

To perform the transfer you have to first set up the external bank account using the account number and routing number. Only then you can transfer funds. Bank of America charges a $30 fee for wire transfers. At the same time, other banks may charge you for incoming wire transfers. People often use wire transfers to send money internationally.

Transfer money via ACH transfer

To transfer money from Bank of America to your other bank account you can use ACH transfer. ACH stands for Automated Clearing House. You cannot send money to someone else using ACH.

At Bank of America, the 3 business days transfer fee is $3 and the next business day transfer cost is $10. While it may seem not much keep in mind, that ACH transfers at other banks are free and take only 2 business days. So if you initiate a transfer from another bank it is going to be free.

Transferring using the Bank of America website cost $3-$10 and transferring using other banks’ websites is free. Good to know!

Send money with Zelle

Big banks like Bank of America, Chase, Wells Fargo, Capital One, and others created a payment system called Zelle. With Zelle, you can send money without any fee among those banks. Since 2016 the network of banks that participate in Zelle expanded dramatically.

Sending money from Bank of America is free, but it has some limits. You can send up to $2,500 per day and up to $20,000 per month. Therefore using Zelle to make a down payment for your house is not going to work and moving your savings worth $50,000 is not going to work either.

In Zelle to send money, you only need a phone number or email of the recipient. It doesn’t matter what bank the recipient has.

Send paper check

Paper checks are still used in the United States. If you have a checkbook, then you can write a check and hand it in like cash. Alternatively, you can set up bill payments and Bank of America will print and send the check on your behalf.

The signed paper check can be deposited in many ways. The recipient of the check can deposit it using a mobile phone, in the bank’s branch, or mail it to the bank. You can even write the check in your name and then deposit it.

Withdraw and deposit cash

The least convenient and advisable way is to withdraw cash from Bank of America and deposit it at your other bank. You can use Bank of America ATM to withdraw cash. However, keep in mind that the amount you can withdraw per day is limited. You can then deposit cash at your other bank. This way is going to take lots of time.

The bottom line

There are many ways to transfer money from Bank of America and each is appropriate for its purpose.

You want to know when your deposit is going to arrive in your Chime account. Whether it is the first paycheck or you just made a mobile check deposit, in all cases you want to see what is going on. There are two ways to check pending deposits to your Chime checking account (aka spending account). The first way is to check deposits using Chime mobile app.

Show pending deposits in mobile app

Before you can check pending deposits you have to install the Chime app. For Android phones, you can find it in Google Play Store. On iPhone, you can find it in App Store. After you installed Chime, open the application on your Phone.

Then you have to log in using your username and password.

On the home screen of the Chime App find the section “Checking Account” that shows your most recent transactions.

You can see some pending transactions right there. The color of the pending deposit is grey. Finalized deposits have a green color. All deposits have plus sign in front of them. Withdrawal transactions are black and have a minus sign in front. However, if you want to see a more detailed list tap on “View Transactions” at the bottom of the screen.

In a more detailed view, you can see a breakdown of transactions. The first part is “Pending Deposits” where Chime shows all deposits that are not cleared yet. It also shows when the deposit was initiated and when it is estimated to finish. These deposit transactions are not final and therefore are not added to your balance. Then all other transactions are grouped by dates where transactions that happened on the same day are separated from other.

Show deposits online

An alternative way to show pending deposits to the Chime account is to log in to the Chime website. When you open chime.com in your browser click on the Login link at the top.

Then in the login form enter your username and password. Then click the green button “Login” After you log in, in the left side menu find the checking account with the bank icon. Click on it.

On the checking account page, you see all transactions. First Chime shows pending deposits and then it shows all other transactions. You can also filter transactions by categories or dates.

For example, you can show only deposit transactions which should include pending and settled deposits.

Why Chime doesn’t show pending deposit?

Chime shows pending deposits that were initiated by you. When you make a mobile check deposit, you can see it pending all the time until it clears or is rejected. However, you cannot see direct deposits and incoming ACH deposits that were initiated from other banks. The bottom line is that it depends on the deposit whether you can see it or not.

A Vanilla Visa Gift card is a popular present that people give each other on various occasions. It is the most flexible way to express appreciation and goes right after cash and paper checks. Since a Visa gift card is a debit card you have to set a PIN before you can use it.

The best way to set a PIN for your Vanilla Gift Card is online at vanillagift.com. If your gift card is brand new, then you have to unwrap the card. Pull down the blue tip and take out the card. Once you got the gift card – turn it to the back and go to your computer.

In your browser open vanillagift.com

You don’t need an account to check the balance of your gift card. So when the website opens just click on “Check Balance”

On the next page you should find section “Manage Your Gift Card” with a form. In the form enter the gift card number. You can find the number printed on the gift card. Expiration date should be printed too and has two parts. MM stands for month and YY stands for year. The last part is security code (CVV). You can find the code on the back of the card. Click sign in.

Once it show the Vanilla Gift Card details you can see your available balance and transactions. Next there is a red bottom “Manage PIN”. Click on the “Manage PIN” button.

In the Reset PIN form you can enter your preferred PIN for your Vanilla Gift Card. You should also repeat it in confirmation field.

PIN is a 4-digits security code. It can stop someone from using your Visa Gift card without your permission. However it should be easy to remember. So that you don’t have to set it up again.

The bottom line is that changing PIN for Vanilla Gift card is easy and doesn’t require too much efforts.

Visa gift card is a popular gifts that people receive during holidays or on their birthday. Often those people want to link visa gift card to Cash App and transfer money to their balance. Is it even possible?

Cash App allows you to link regular debit cards and transfer money instantly to your Cash App balance. Visa gift cards have the same Debit label. Does it mean they can be used in the same way?

Link Vids gift card to Cash App

I’ve decided to check if and how Visa gift cards work with Cash App. I want to know it from my own experience. First I got a Visa Gift card from a nearby retail store to make a test. Here are the results of my experiment. The whole process is straight forward. Take your phone and open the Cash App.

When the app is loaded you can see main screen with your balance. At the bottom of the screen there are available menu options. Click on the profile icon in the top right corner.

Then on your account screen you can see list of options. Click on “Linked Banks”.

On the “Linked Banks” screen you can see list of your connected accounts. In my case there are no linked account. Click on “Link Debit Card”

When Cash App opens “Add a bank using your debit card” screen enter your Visa gift card number, expiration date, CVV and your ZIP code. Then click on “Add Card”.

After the card is linked you can try to add money to your Cash App balance. However, when I tried to add money to Cash App balance from gift card, it failed.

Cash App gives no explanations. It provides only generic message “Something went wrong”.

The bottom line is that while I can link Visa gift cards to Cash App, I cannot transfer money from the gift card.

Check this step-by-step video for more details.

Many banking operations require an account number. It helps to address the individual account that is held by a bank or a credit union. Checking and savings accounts are not the only ones to have an account number. Credit cards and brokerage accounts have their account numbers. Most often when someone refers bank account number it means a checking account.

A checking account can be used to receive money from your employer and other people. When you are getting a job, the employer usually asks for a VOID check. The most important part of the VOID check is the account number and routing number. A routing number is a unique identifier of a bank. Often you can just provide account and routing numbers without the VOID check. The employer should make direct deposits to your bank account.

Other transfers like ACH transfers and wire transfers require you to use an account number of your checking or savings account. If you have two bank accounts in different banks then you can use the account number to connect each other.

In addition to an account number, for transfers between banks, you need a routing number. The number is specific to each bank so customers of the same bank often have the same routing number. However, you should know that national banks can have many routing numbers for every state they operate in.

How to find my bank account number?

Looking for an account number on a check is an old and outdated suggestion. Many modern banks don’t offer a checkbook by default or you have to order it for a fee. Then the best way to find your bank’s account information is to find it in your bank’s mobile app.

However, if a mobile app is not an option, you can use your bank’s website and find the account number in the direct deposit section.

Can someone steal money using those numbers? Knowing the account number and routing number of your checking account is not enough to withdraw money from your account. However, it should be enough for you to receive money. If you still don’t want to share this numbers you can ask for a Zelle transfer. This way your friend need only your phone number or email. No need to any bank numbers.

This is what a bank account number is.