As a new owner of Wells Fargo Checking account you may wonder how to add money to your bank account. It is a good idea to keep at least a $500 balance or set up a monthly direct deposit of $500. This way you don’t have to pay the $10 maintenance fee. First deposit can be made using your debit card or using your bank account.

ACH Transfer

You can link an external bank account. This method is called ACH Transfer, also known as automatic clear house transfer. Usually this transfer takes 2-3 business days to finalize. You can do it from your other bank or pull money using Wells Fargo. ACH transfers are free of charge, so you can use them a lot.

Deposit Paper Check or Cash

You can deposit paper checks and cash to your account. First way is to visit the Wells Fargo Bank branch and ask the teller to deposit cash or a paper check to your balance. This is an old school way that is rarely used these days. Second way is through deposit enabled ATMs. Majority of Wells Fargo ATMs allow you to deposit not only cash, but also paper checks. Third way allows you deposit only paper checks. The feature is called “mobile check deposit”. You can find it in the Wells Fargo Mobile App.

Setup Direct Deposit

If you earn money through your job or receive some benefits – you can setup direct deposit of your salary. In the case of a job, you can give a VOID check to your employer, or setup direct deposit manually through your payroll service. TO do this you’ll need the account number and routing number of your checking account.

Wire Transfer

To transfer a large amount of money to your Wells Fargo Checking Account from your external bank account, you can send money via wire transfer. You’ll need the account number and routing number of your Wells Fargo Checking Account to make it too. Wire transfers require you to pay a fee of $30 or so. The amount of fee depends on the bank from which you send the money.

Zelle Transfer

Wells Fargo is one of the founders of Zelle. No surprise it supports Zelle from the very beginning. It means you can receive money right on your checking account. For this, however, you’ll have to enroll your Wells Fargo account into Zelle service. You can use your phone number or email to identify yourself in the system. But you should be aware that Wells Fargo has certain limits on Zelle transfers.

These are 5 ways that you can use to fund your Wells Fargo Checking account.