There are 3 ways to add money to your Cash App account. Feel free to choose the one that works best for you.
Deposit Cash or paper money
First is Deposit Paper Money at participating retailers like Walmart and Walgreens, as well as convenience stores like 7-Eleven, where you can deposit paper money into your Cash App balance. The Cash App provides a barcode that the cashier can scan to make the deposit. The deposit amount is capped at $500 per transaction. Pay attention to the $1 fee. As a result, if you deposit $10, your account balance will rise by $9. I should mention here, that there are banks that allow you to deposit cash to their accounts without any fee.
- Chime bank offers free cash deposits at Walgreens with Chime debit card.
- Capital One offers free cash deposits at CVS Pharmacy using barcode.
You can deposit money to Chime or Capital One and then transfer money to Cash App soon after.
Deposit Money using another Debit Card
Second way is to deposit money using another Debit Card. First you have to link the debit card of another bank like Chime, Capital One or any other bank. It requires card number, expiration date, CVV, and ZIP code. Then you can transfer money when you tap on “Add Cash” and select the amount you want to deposit. Money will be available immediately following the transfer; there will be no waiting period.
Direct Deposit
The third option is Direct Deposit, which takes far longer than the first two. Your company can deposit your salary or paycheck into your Cash App account. If you work for a limited number of employers, you can use automated setup. If your workplace allows it, you can also set up direct deposit manually. The least popular method is to give your HR department a VOID check and have them set it up on their own. I wouldn’t recommend giving Cash App your entire income. If you like, you can receive a portion of the cheque.
While adding money to the Cash App may be easy, make sure to not put all your money into a single bank account. Cash App is not intended to be used as your primary bank.
Recently Cash App started offering Mobile Check Deposit to some customers. It is not widely available, so I wouldn’t rely on this way.