When would you need PNC account and routing numbers? After you open a PNC Bank account, you have to deposit money. To do this you can set up a direct deposit or make an ACH transfer. You can also ask someone to wire you money. To do this you need a PNC account number and PNC routing number.

Paper check

There are different ways to find a PNC Bank account number and routing number. First old school way is to use a paper check. For this, however, you need a checkbook. Since PNC Bank doesn’t send a free checkbook, you may well not have the check book. How else can you find the numbers?

Statement of PNC Account

If you receive paper statements for your PNC Bank checking account in mail, you can try to find them there. PNC Bank, however, is notoriously bad with providing paper statements online or through mail. The only place I was able to find statements is in the PNC Bank mobile app.

PNC Bank website

Your best shot to find account number and routing number for your checking account is the PNC Bank website. You can watch my step-by-step instructions on how to find these numbers.

Find Account number and routing number in PNC Bank Mobile App

You can find your PNC account number and routing number using the PNC mobile app. It is pretty easy and straightforward. Open PNC mobile app and login. After you open the PNC mobile app, tap on your Virtual Wallet account. Then scroll down and at the very bottom find section “Account actions”. There you can find account numbers. On the account actions screen you can tap on “Account and Routing numbers”. PNC bank will ask you for additional verification. There after verification you can see the numbers. For more details watch the following video.

Unlike other banks, PNC Bank makes finding account and routing numbers very complicated. I think it is unnecessary. These numbers are mostly used to receive money and it is rarely being misused.

To electronically transfer funds from a PNC bank checking account to a Bank of America checking account, there are three main methods.

Wire transfer

The first method is to wire money from PNC Bank. The widely used process known as a “wire transfer” enables regular people like you and me to transfer money swiftly between bank accounts. This feature is accessible on the websites of large banks like Bank of America, Wells Fargo, and Chase.

PNC Bank is not as usable as other banks. Unfortunately, using the PNC website or PNC mobile app to send a wire transfer is not possible. You must call PNC Bank customer service and request the transfer in order to wire money from your PNC Virtual Wallet. You will need the recipient’s Bank of America account number and routing number. These numbers can be found in your online account on the Bank of America website. This transfer cannot be canceled, so double-check all the numbers. You’ll have to pay $30 for the transfer.

Zelle Transfer

Zelle transfer is a second option. You need the recipient’s phone number or email in order to make this transfer. You can send money to yourself if you use your own, unaffiliated email address or phone number for this. The recipient must sign up for Zelle using a different email in order to receive transfers to a Bank of America account. There is a cap on the total amount that can be transferred, but the transfer is free. Typically, the cap is less than $2,000 per month.

ACH Transfer

An ACH transfer is the third option. You must be the owner of both a PNC Bank and a Bank of America account. Linking your PNC Bank account to your Bank of America checking account is required before you can complete the transfer. You must locate your Bank of America account number and routing number in order to complete this. It is accessible through the Bank of America website or mobile app. It typically takes a few business days for the transfer to clear.

That is how you can transfer money from PNC Bank Checking account to Bank of America checking account.

When you get your new shiny GO2Bank Card you may wonder how to add money to your account. As a mobile-only bank Go2Bank doesn’t allow you to deposit money at an ATM or in a bank branch. That feature is available to customers of big banks only. For example, Chase, Bank of America, Wells Fargo. But there are 5 other ways to add money to your GO2Bank card.

Direct Deposit

The first way to add money to the Go2Bank debit card is to set up Direct Deposit from your employer. All you have to do is find the account number and routing number of your Go2Bank card. Then ask your employer to use these numbers for your direct deposit. Most often you have to file a form and the HR department handles the rest.

You may be able to set up direct deposit by yourself on your employer’s payroll provider website. The process always requires you to enter your account number, routing number, and what portion of your paycheck you want to deposited. It can be a fixed amount or some percent of your earnings.

If you are referred to Go2Bank by your friend and want to receive the signup bonus, your direct deposit should be at least $200.

Cash a paper check

If you receive a paper check in your name, you can cash it using Go2Bank mobile app. The feature is called mobile check deposit. You should take two pictures of the check from the Go2Bank mobile app. Take pictures on a dark contrasting background with good light.

Go2Bank partners with the Ingo Money service which allows you to scan the check and deposit it within 10 days. Go2Bank and Ingo Money are not charging a fee for mobile check cashing which is a very nice thing.

Deposit Cash at a Retail Location

The third way to add money to Go2Bank account is to deposit cash at a retail location at the Register. The cashier can scan the barcode and accept the cash.

The daily limit on deposits is $3,000. It is 3 times more than the majority mobile-only banks. For example, Chime limit is $1,000 per day. The limit per deposit in a retail location is $500.

You can make the deposit at retail stores like Walgreens, CVS Pharmacy, 7-Eleven, and Safeway. Go2Bank offers two ways to deposit cash.

• Swipe the card at the register. In this case you will need the actual debit card.
• Generate a special barcode and let the cashier scan it.

Then give the cash to the cashier. Money should be available within a few minutes. Regardless of the way you deposit cash, the deposit cost $5.

Transfer money from Bank Account

The fourth way to add money to Go2Bank is to transfer money from an external bank account. All you have to do is link the external bank account using a special service called Plaid. It requires you to pass authorization through your external banks form. Majority of these banks allow this, but there is one known exception. Cash App doesn’t allow you to connect using Plaid.

After you linked the external bank you can transfer money. Usually, transfers take up to 3 business days.

Transfer money from a Debit Card

Fifth way is to transfer money from a debit card. The transfer happens almost instantly but Go2Bank takes 3% commission and the minimum is $2. It is a ripoff!

These are my 5 ways to add money to Go2Bank card.